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109 Hamilton Avenue

Panama City, FL 32401
  • $438,000
  • STATUS: Closed
  • ON SITE: 354 Days
  • MLS #: 773737
Sold - 09/08/2025
$438,000
SOLD - 09/08/2025
  • 3
    BEDS
  • 0.34
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,076
    SQFT
  • $0
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1927
County:
Bay

School Information

Elementary School:
Middle School:
High School:
Bay

Description

A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructureelectrical, plumbing, insulation and HVACpaired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spiritmaking this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-05-10T12:04:08.383.
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109 Hamilton Avenue Panama City, FL 32401

  • Price: $438,000
  • Status: Closed
  • On Site: 354 Days
  • Updated: 76 min ago
  • MLS #: 773737
3
Beds
3
Baths
0
½ Baths
0.34
Acres
2,076
SQFT
$0
$/SQFT
1927
Built
Neighborhood:
Cove
County:
Bay
Area:
Bay County-Central
Elementary School:
Cherry Street
Middle School:
Jinks
High School:
Bay
Property Description
A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructureelectrical, plumbing, insulation and HVACpaired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spiritmaking this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.
Exterior Features

Architectural Style Ranch Attached Garage YN Yes Covered Spaces 2 Exterior Features Porch Fencing Fenced Partial Privacy Garage YN Yes Levels One Lot Features Paved Other Structures Garage(s) Outbuilding Patio And Porch Features Covered Porch Screened Road Frontage Type City Street Stories 1

Interior Features

Appliances Gas Range Gas Water Heater Tankless Water Heater Cooling Central Air Cooling YN Yes Fireplace YN Yes Interior Features Coffered Ceiling(s) Parking Features Additional Parking Alley Access Drive Through Rooms Screened Porch (First Level) Primary Bedroom (First Level) Family Room (First Level) Units Furnished None

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 106 x 140 New Construction YN No Occupant Type Occupied Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 2188 Tax Year 2024 Utilities Cable Connected Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Scenic Sotheby's International Realty: 850-231-6052. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-05-10T12:04:08.383.
 
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