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4109 Ocean Street

Panama City Beach, FL 32408
  • $847,000
  • STATUS: Active
  • ON SITE: 180 Days
  • MLS #: 990993
UPDATED: 65 min ago
$847,000
  • 3
    BEDS
  • 0.07
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,600
    SQFT
  • $529
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2003
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Vendor Member number: 28178. Data last updated: 2026-06-07T15:00:37.057.
Vendor Member #28178.
www.30afineliving.com/homes/171225987
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4109 Ocean Street Panama City Beach, FL 32408

  • Price: $847,000
  • Status: Active
  • On Site: 180 Days
  • Updated: 65 min ago
  • MLS #: 990993
3
Beds
2
Baths
0
½ Baths
0.07
Acres
1,600
SQFT
$529
$/SQFT
2003
Built
Neighborhood:
Cottages On Ocean
County:
Bay
Area:
Bay County
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Description
Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.
Exterior Features

Architectural Style Florida Cottage Attached Garage YN Yes Carport YN No Construction Materials Stucco Exterior Features BalconyBBQ Pit/GrillFenced Back YardShower Lot Features Within 1/2 Mile to Water Lot Size Dimensions 30x100 Parking Features [] Pool YN Yes Road Frontage Type City Street Road Surface Type [] View Gulf Waterfront Features []

Interior Features

Appliances DishwasherDisposalDryerMicrowaveRefrigeratorSmoke DetectorSmooth Stovetop RngeWasherWater Heater - Elect Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating Central Heating YN Yes Interior Features Breakfast BarCeiling Cathedral Rooms Total 5

Property Features

Association Fee Includes [] Buyer Financing ConventionalFHAVA Community Features Short Term Rental - AllowedPets AllowedPool Green Energy Efficient [] New Construction YN No Pool Type Private Property Condition Construction Complete Property Sub Type Detached Single Family Short Term Rental Allowed Yes Special Listing Conditions [] Tax Amount 5446.12 Tax Year 2024 Utilities ElectricPublic WaterTV Cable Zoning Resid Single Family

Listing courtesy of Coastal Living Realty & Associates LLC: .



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Vendor Member number: 28178. Data last updated: 2026-06-07T15:00:37.057.
Vendor Member #28178.
 
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Christie's International Real Estate Emerald Coast
3557 E. Co. Hwy 30A
Santa Rosa Beach FL, 32459