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825 E 12th Street

Panama City, FL 32401
  • $230,000
  • STATUS: Active Under Contract
  • ON SITE: 279 Days
  • MLS #: 774279
Under Contract
UPDATED: 52 min ago
$230,000
  • 3
    BEDS
  • 0.09
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,204
    SQFT
  • $191
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2025
County:
Bay

School Information

Elementary School:
Middle School:
High School:
Bay

Description

URRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS If you're looking for a brand-new home that actually makes sense on paper, this is it. Just completed new construction, this 3-bedroom, 2-bath home offers a modern, open layout designed to maximize space, functionality, and everyday comfort. The kitchen opens directly into the living area, making the home feel larger than the square footage and ideal for daily living or entertaining. Because the home is brand new, everything is new — roof, HVAC, plumbing, electrical, and finishes — which dramatically reduces maintenance, unexpected repairs, and future capital expenses. That's real value most buyers don't see until after they move in. The primary suite is private and well laid out, while the two additional bedrooms provide flexibility for family, guests, or a home office. The fenced yard adds usable outdoor space, and the cleared lot keeps maintenance simple. This property is eligible for FHA, VA, USDA, conventional, or cash financing, making it accessible to a wide range of buyers. For first-time buyers, this means low down payment options. For investors, it means a low-maintenance, high-demand rental in a central Panama City location. Offered As-Is with new construction warranties, allowing for a smoother transaction with fewer delays and negotiations. Bottom line: You're getting a brand-new home, modern design, flexible financing, and long-term cost control all at an affordable price point. Schedule your showing before someone else runs the numbers.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-03-09T10:04:01.64.
www.30afineliving.com/homes/164455943
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825 E 12th Street Panama City, FL 32401

  • Price: $230,000
  • Status: Active Under Contract
  • On Site: 279 Days
  • Updated: 52 min ago
  • MLS #: 774279
3
Beds
2
Baths
0
½ Baths
0.09
Acres
1,204
SQFT
$191
$/SQFT
2025
Built
Neighborhood:
[No Recorded Subdiv]
County:
Bay
Area:
Bay County-Central
Elementary School:
Cedar Grove
Middle School:
Mowat
High School:
Bay
Property Description
URRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS If you're looking for a brand-new home that actually makes sense on paper, this is it. Just completed new construction, this 3-bedroom, 2-bath home offers a modern, open layout designed to maximize space, functionality, and everyday comfort. The kitchen opens directly into the living area, making the home feel larger than the square footage and ideal for daily living or entertaining. Because the home is brand new, everything is new — roof, HVAC, plumbing, electrical, and finishes — which dramatically reduces maintenance, unexpected repairs, and future capital expenses. That's real value most buyers don't see until after they move in. The primary suite is private and well laid out, while the two additional bedrooms provide flexibility for family, guests, or a home office. The fenced yard adds usable outdoor space, and the cleared lot keeps maintenance simple. This property is eligible for FHA, VA, USDA, conventional, or cash financing, making it accessible to a wide range of buyers. For first-time buyers, this means low down payment options. For investors, it means a low-maintenance, high-demand rental in a central Panama City location. Offered As-Is with new construction warranties, allowing for a smoother transaction with fewer delays and negotiations. Bottom line: You're getting a brand-new home, modern design, flexible financing, and long-term cost control all at an affordable price point. Schedule your showing before someone else runs the numbers.
Exterior Features

Architectural Style Craftsman Attached Garage YN No Construction Materials Hardi Plank Type Fencing Fenced Foundation Details Slab Garage YN No Road Frontage Type City Street Roof Composition Shingle

Interior Features

Appliances Electric Cooktop Electric Oven Electric Water Heater Cooling Central Air Cooling YN Yes Heating Central Heating YN Yes Rooms Primary Bathroom (First Level) Full Bath (First Level) Primary Bedroom (First Level) Bedroom (First Level) Bedroom (First Level) Units Furnished None

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 40x103 New Construction YN Yes Occupant Type Vacant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 188 Tax Year 2024 Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Foundation Real Estate Agency LLC: 850-988-1618. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-03-09T10:04:01.64.
 
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Christie's International Real Estate Emerald Coast
3557 E. Co. Hwy 30A
Santa Rosa Beach FL, 32459