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9701 Summer Creek Drive

Panama City, FL 32409
  • $1,399,000
  • STATUS: Active
  • ON SITE: 3 Days
  • MLS #: 790734
New On Site 3 Days Ago
UPDATED: 17 min ago
$1,399,000
  • 3
    BEDS
  • 1.93
    ACRES
  • 3
    BATHS
  • 1
    1/2 BATHS
  • 3,243
    SQFT
  • $431
    $/SQFT
Type:
Single-Family Home
Built:
2019
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-06-07T00:04:00.03.
www.30afineliving.com/homes/177197474
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9701 Summer Creek Drive Panama City, FL 32409

  • Price: $1,399,000
  • Status: Active
  • On Site: 3 Days
  • Updated: 17 min ago
  • MLS #: 790734
3
Beds
3
Baths
1
½ Baths
1.93
Acres
3,243
SQFT
$431
$/SQFT
2019
Built
Neighborhood:
Cedar Creek At Deerpoint Lake
County:
Bay
Area:
Bay County-North
Elementary School:
Deane Bozeman
Middle School:
Deane Bozeman
High School:
Deane Bozeman
Property Description
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.
Exterior Features

Architectural Style Country Attached Garage YN No Construction Materials Hardi Plank Type Exterior Features Boat Lift Boat Slip Boat Ramp Dock Porch Fencing Fenced Garage YN Yes Levels One Lot Features Cul- De- Sac Sprinkler System Paved Other Structures Boat House Workshop Patio And Porch Features Covered Porch Screened Pool Features Community Road Frontage Type Private Road Roof Metal Stories 1 View Lake View YN Yes

Interior Features

Appliances Electric Oven Gas Cooktop Gas Range Gas Water Heater Tankless Water Heater Cooling Central Air Ceiling Fan(s) Multi Units Zoned Cooling YN Yes Heating Central Electric Fireplace(s) Zoned Heating YN Yes Parking Features Garage Garage Door Opener Gated Rooms Garage (First Level) Garage (First Level) Other (First Level) Other (First Level) Bedroom (First Level) Bedroom (First Level) Primary Bedroom (First Level) Den (First Level) Great Room (First Level) Units Furnished None Window Features Double Pane Windows

Property Features

Association Amenities Gated Picnic Area Association YN Yes Community Features Clubhouse Playground Park Pool Gated Listing Service Full Service Lot Size Dimensions Irregular New Construction YN No Occupant Type Occupied Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Security System Owned Gated Community Security Gate Special Listing Conditions Listed As- Is Tax Annual Amount 8178 Tax Year 2025 Utilities Electricity Available Waterfront Features Lake Lake Front Seawall Shoreline - Natural Boat Dock / Slip Waterfront YN Yes Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Anchor Realty Florida: 850-899-7999. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Christie's International Real Estate Emerald Coast. Data last updated: 2026-06-07T00:04:00.03.
 
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